It can be a very difficult thing to ask your insurer to renew your insurance policy, especially if you have already paid your premium. But ask and they will usually give you an answer that is agreeable. Still, you should do it in a way that would not lose your existing cover.
The good news is that this task will not be all that difficult and you would be able to do it in a matter of hours. Some useful tips are listed below:
There are some basic questions that must be asked. These are as follows:
You will need the social security number of the person covered by the insurance. To get this number, you will have to submit your request for insurance renewal and mention the social security number.
You should know the driver's license of the person covered by the insurance. In case of old people, get the age of the person covered by the insurance.
You should know the address of the person covered by the insurance. The address will be necessary if you intend to collect your insurance from them. Moreover, they will be in a position to give you insurance claim forms that will help you recover from any accident.
You should always have a copy of your personal information such as your photo, your address, the address of your workplace and your driver's license number. Besides, you should ensure that you take your driver's license before applying for the insurance renewal. It is important to show your driver's license so that no one is able to sell your insurance for a cheaper price.
You should make a list of different insurance companies with which you have been associated. This will help you to compare prices and other details when you are making your insurance renewal request.
When you contact different insurance companies, do not forget to ask about your current policy. Ask about the policy, its renewal date and your payment option.
Before making your request for renewal, ensure that you know how much the policy cost you each year in terms of replacement value and what would be the premium you would have to pay every year. If there is a part of the policy that you want to stay in force, talk to your insurer about it.
After you have a copy of your accident records, you should have it in front of you when you make your request for insurance renewal. You should also inform your insurer of any alterations or additions you have made to the accident record.
Make sure that you provide all the necessary documents when you make your request for insurance renewal. Be sure to keep copies of all your insurance documents that you will use. Do not lose your papers.
